Cheesy Loaded Meatloaf Casserole is the ultimate fusion of two comfort food classics: meatloaf and loaded mashed potatoes. This layered casserole brings all the hearty, savory flavors you love into one easy-to-make, family-friendly dish. With a juicy meatloaf base, creamy mashed potato topping, melted cheddar cheese, and crispy bacon crumbles, every bite is rich, filling, and packed with flavor. It’s everything you want in a homestyle meal—warm, satisfying, and surprisingly simple to put together.
Perfect for busy weeknights or cozy weekend dinners, this casserole takes traditional meatloaf up a notch. Instead of forming a loaf, the beef mixture is pressed into a baking dish, making it faster and more evenly cooked. Then, it’s topped with mashed potatoes and a generous layer of cheese and bacon—transforming it into an all-in-one dish that’s guaranteed to please a crowd.
Whether you’re feeding picky eaters or looking for a dish to take to a potluck, this casserole delivers on both taste and convenience. It reheats beautifully, freezes well, and pairs effortlessly with a side salad or some roasted vegetables. Once you try it, Cheesy Loaded Meatloaf Casserole is bound to become a regular in your meal rotation.
Why You’ll Love This Recipe
- All-in-One Comfort Meal – Meat, potatoes, cheese, and bacon in one hearty casserole.
- Easy Weeknight Dinner – Simple prep with ingredients you probably already have.
- Kid-Approved – The cheesy potato topping makes it a hit with even the pickiest eaters.
- Customizable Layers – Easily switch up the cheese, add veggies, or use flavored mashed potatoes.
- Great for Leftovers – Tastes even better the next day and reheats beautifully.

Ingredients
For the Meatloaf Base
- Ground beef
- Breadcrumbs
- Large egg
- Milk
- Finely chopped onion
- Garlic powder
- Salt
- Black pepper
- Worcestershire sauce
- Ketchup
For the Topping
- Prepared mashed potatoes
- Shredded cheddar cheese
- Cooked bacon
- Chopped green onions or chives
Variations
- Spicy Kick: Add hot sauce or crushed red pepper to the meatloaf mix.
- Cheese Swap: Try mozzarella, pepper jack, or gouda instead of cheddar.
- Add Veggies: Mix in peas, corn, or chopped spinach to the mashed potatoes.
- Pork & Beef Blend: Use half ground pork for extra richness.
- Gluten-Free: Use gluten-free breadcrumbs and check sauce labels.
How to Make the Recipe
Step 1: Preheat the Oven
Preheat your oven to 375°F (190°C). Lightly grease a 9×9-inch baking dish.
Step 2: Make the Meatloaf Base
In a large bowl, combine ground beef, breadcrumbs, egg, milk, onion, garlic powder, salt, pepper, Worcestershire sauce, and half of the ketchup. Mix until just combined.
Step 3: Form and Bake the Meatloaf Base
Press the meat mixture into the prepared baking dish in an even layer. Spread the remaining ketchup over the top. Bake for 20–25 minutes, until the meat is fully cooked and no longer pink in the center.
Step 4: Add the Topping
Carefully spread the prepared mashed potatoes evenly over the baked meatloaf layer. Sprinkle shredded cheddar cheese over the potatoes, then top with crumbled bacon.
Step 5: Bake Again
Return the dish to the oven and bake for another 10–15 minutes, or until the cheese is fully melted and bubbly.
Step 6: Garnish and Serve
Remove from the oven and top with chopped green onions or chives. Let it cool slightly before slicing and serving.
Tips for Making the Recipe
- Use Leftover Mashed Potatoes: A great way to repurpose leftovers with zero waste.
- Don’t Overmix Meat: Mix just until combined to keep the meatloaf tender.
- Drain Grease if Needed: If the beef releases too much fat, carefully drain before adding toppings.
- Room Temperature Ingredients: Help everything combine more smoothly and bake evenly.
- Rest Before Serving: Let the casserole cool slightly so it slices cleanly.

How to Serve
- With a Green Salad: Lighten up the richness with a crisp side salad.
- Add a Veggie Side: Steamed green beans, broccoli, or roasted carrots work perfectly.
- As a Hearty Lunch: Slice and serve leftovers for a quick, filling midday meal.
- Mini Portions: Use a muffin tin for individual servings—great for kids or meal prep.
- Drizzle Extra Sauce: Add a bit of gravy or hot sauce for a flavor boost.
Make Ahead and Storage
Storing Leftovers
Cover and refrigerate leftovers in an airtight container for up to 4 days.
Freezing
Wrap individual slices or the whole cooled casserole tightly in foil and freeze for up to 2 months. For best results, thaw overnight in the fridge before reheating.
Reheating
Reheat in a 350°F oven until warmed through, or microwave individual portions for 2–3 minutes. Add a splash of milk or broth if the mashed potatoes get dry.
FAQs
1. Can I use instant mashed potatoes?
Yes, instant mashed potatoes work well in this recipe for convenience.
2. Can I make this ahead of time?
Absolutely! Assemble it ahead and refrigerate. Bake just before serving.
3. What kind of cheese works best?
Cheddar is classic, but any melty cheese like Monterey Jack or mozzarella will work.
4. Can I add vegetables to the meatloaf?
Yes, finely chopped carrots, celery, or bell peppers are great additions.
5. How do I keep the meatloaf from drying out?
Don’t overbake it, and make sure you add enough moisture with milk and ketchup.
6. Can I double the recipe?
Yes, use a 9×13-inch pan and adjust the baking time as needed.
7. What’s the best ground beef to use?
An 80/20 blend offers a good balance of flavor and moisture.
8. Can I use turkey instead of beef?
Yes, but consider adding extra moisture or seasoning since turkey is leaner.
9. Can I make it dairy-free?
Use plant-based milk and skip the cheese, or use dairy-free cheese alternatives.
10. Is this casserole freezer-friendly?
Yes, it freezes well—just be sure to wrap it tightly and label it.

Conclusion
Cheesy Loaded Meatloaf Casserole is a winning combination of flavor, texture, and comfort. It simplifies two classic dishes into one easy bake that’s perfect for feeding the whole family or prepping for the week ahead. With its customizable layers and straightforward ingredients, you can make it your own while still enjoying everything you love about traditional meatloaf. Give it a try, and you’ll see why this dish quickly becomes a dinner favorite—especially when topped with cheese, bacon, and creamy mashed potatoes.
Print
Cheesy Loaded Meatloaf Casserole
- Total Time: 50–55 minutes
- Yield: 4–6 servings 1x
- Diet: Gluten Free
Description
Cheesy Loaded Meatloaf Casserole is the ultimate comfort food mashup! A hearty ground beef meatloaf base is baked and topped with creamy mashed potatoes, melty cheddar cheese, crispy bacon, and a sprinkle of green onions. It’s like a shepherd’s pie meets classic meatloaf—easy to make, family-friendly, and incredibly satisfying.
Ingredients
For the Meatloaf Base:
-
1 lb ground beef
-
½ cup breadcrumbs
-
1 large egg
-
¼ cup milk
-
¼ cup finely chopped onion
-
1 tsp garlic powder
-
1 tsp salt
-
½ tsp black pepper
-
1 tbsp Worcestershire sauce
-
½ cup ketchup, divided
For the Topping:
-
2 cups prepared mashed potatoes
-
1 cup shredded cheddar cheese
-
4 slices cooked bacon, crumbled
-
2 tbsp chopped green onions or chives
Instructions
-
Preheat Oven:
Preheat your oven to 375°F (190°C). Lightly grease a 9×9-inch baking dish. -
Make the Meatloaf Base:
In a large bowl, combine ground beef, breadcrumbs, egg, milk, chopped onion, garlic powder, salt, pepper, Worcestershire sauce, and half the ketchup. Mix gently until well combined. -
Form and Bake:
Press the meat mixture evenly into the prepared baking dish. Spread the remaining ketchup on top.
Bake for 20–25 minutes, until the meat is cooked through and no longer pink in the center. -
Add the Topping:
Spread mashed potatoes evenly over the cooked meatloaf layer. Sprinkle with shredded cheddar cheese and crumbled bacon. -
Bake Again:
Return the dish to the oven and bake for another 10–15 minutes, or until the cheese is melted and bubbly.
-
Garnish and Serve:
Remove from oven, sprinkle with green onions or chives, and let cool slightly before slicing and serving.
Notes
Use leftover or store-bought mashed potatoes for convenience.
You can prepare the meatloaf layer ahead of time and refrigerate until ready to bake.
Swap cheddar for a cheese blend or pepper jack for a spicy kick.
Add frozen peas or corn to the meat layer for extra flavor and texture.
- Prep Time: 15 minutes
- Cook Time: 35–40 minutes
- Category: Casserole, Main Course
- Method: Baking
- Cuisine: American
Keywords: cheesy meatloaf, loaded casserole, meatloaf with mashed potatoes, beef casserole, bacon casserole